Become Debt Free Faster!
Quickly Get Your Free Credit Analysis Today.

CreditGUARD offers a free credit analysis for you to determine how much you can save.

• Free Credit Counseling Review
• Lower Your Interest Rates
• Stop Harassing Phone Calls
• One Low Monthly Payment

Get Your Free Credit Analysis

Discover Your Potential Savings!
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Trusted by Thousands:
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Debt Relief as easy as 1-2-3!

Dicover how our amazing team can help your business.

1. Speak with a Certified Credit Counseler

One of our certified credit counselors will start by taking an in-depth look at your various unsecured debts to help prioritize where your money should go. Your unsecured debts are ones that are not attached to a particular asset such as your credit cards, medical bills and personal loans.

2. We negotiate with the creditors

After assessing your financial situation, we will then contact your creditors on your behalf to help reduce your outstanding interest and lower your payments by up to 50 percent.

3. YOU pay ONE LOW MONTHLY payment

Once we’re finished negotiating with the creditors, we will consolidate your various debts into one easy and affordable monthly payment.


CreditGUARD of America.

A licensed, nonprofit Debt Management Service provider helping people like you get out of debt for 28 years.

  • Reduce Interest & Save Thousands.
  • Stop Harassing Collection Calls.
  • Stop Late Fees & Penalties.
  • Make only one low monthly payment.

Speak with one of our Certified Credit Counselors now for a no-obligation consultation and get on the road to becoming debt-free!

Call CreditGuard Today 800-801-9437

What our clients are saying.

CreditGuard has been helping consumers get out of debt since 1991. We can help you too!


I have had a terrific experience with CreditGuard, and have seen real improvement in my situation after only a few months. They got most of my credit accounts to lower interest rates and fees. The program has motivated me to focus on reducing my debt and improving my credit score.
Great customer service. Barnett patiently answered all my questions!
I have had a great experience with this company. They did all they said and more. I was able to pay my account off early. Really great.

Frequently Asked Questions

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What credentials does CreditGUARD of America, Inc. have?

Better Business Bureau (BBB)
Bureau Veritas
Member of Palm Beach Chamber of Commerce
Certified ISO 9001— a worldwide quality assurance standard.

How are your credit counselors certified?

CreditGUARD of America, Inc. requires credit counselors to successfully complete a comprehensive credit counseling program and pass Credit Counselor Certification by National Institute for Financial Education of America (NIFE).

How long does it take to get out of debt?

Making the minimum monthly payments on large amounts of debt can take decades to pay off. CreditGUARD can reduce the time you spend paying off debt by negotiating lowered interest rates with your creditors. The length of time it takes to get out of debt varies depending on the amount of debt owed and the size of your monthly payment.

How is CreditGUARD of America, Inc. funded?

CreditGuard of America is a non-profit organization, we receive primary support from voluntary fair share contributions. These contributions are donated by creditors who participate in our Debt Management Program.